Why HNWIs Are Relocating to Dubai: Tax, Lifestyle, and Family Office Strategy

With guest, Tom Keya

In this episode of Not Just a Number, SRLV Partner Kieron Clement-Smith sits down with Tom Keya, CEO of Ruthberg LLC and legal consultant, to explore the realities of relocating to Dubai.

Dubai has become one of the world’s most attractive destinations for entrepreneurs, family offices, and high-net-worth individuals — but why are so many leaving the UK for the UAE?

From tax-free income and business-friendly free zones to the misconceptions around Emirati culture and the booming crypto and digital asset ecosystem, Tom shares insider knowledge on what makes the UAE such a compelling hub for wealth, investment, and innovation.

The conversation also dives into:

  • Why wealthy families and business owners are moving from the UK to Dubai
  • Tax advantages in the UAE: zero income tax, no capital gains tax, no inheritance tax
  • Free zones explained: DIFC, ADGM, and the difference from mainland law
  • How Dubai attracts global talent and builds infrastructure to rival London and New York
  • Family office structures, wealth preservation, and multi-generational planning
  • The truth behind lifestyle, healthcare, and misconceptions about living in the UAE
  • The rise of digital assets, crypto regulation, and why the UAE is ahead of Europe
  • Mental health in professional services and how leaders can build resilient teams

Whether you’re a business owner considering relocation, a family office exploring cross-border wealth structures, or a professional curious about opportunities in the Middle East, this episode is packed with practical insights and first-hand experience.

 

Key Moments: 

0:00 – Why HNWIs Are Moving to Dubai

00:51 – Why Professionals Choose the UAE – Tax, Stability & Opportunity

02:00 – Dubai vs. Other Tax Havens – Lifestyle, Infrastructure & Appeal

06:09 – Living in Dubai – Healthcare, Housing, Schools & Services

07:06 – Free Zones Explained – DIFC, ADGM, Mainland vs Free Zone Businesses

11:19 – Legal System & Common Law in the UAE – English Law Parallels Explained

13:39 – Myths & Truths About UAE Life – Costs, Culture, Friendliness

16:03 – Starting a Business in Dubai – Setup Challenges & Innovation Hubs

19:00 – Family Offices & Wealth Management – Tax Advantages & Structures

20:50 – Expat Lifestyle Perks – Travel, Global Access, London Parallels

21:28 – Mental Health in Law – Work-Life Balance & Corporate Wellbeing

26:07 – Sports & Outdoor Living in Dubai – Local Activities & Culture

31:58 – Soulh: Mental Health Cooperative – Workplace Wellbeing Initiatives

34:56 – Blockchain, Crypto, and Digital Assets – Regulation in Dubai

40:04 – UK to Dubai Wealth Migration – Impact of Tax Changes

 

Prefer to watch? Head over to our YouTube channel to watch the full episode.

 

About the podcast

Not Just a Number is a podcast for entrepreneurs, creatives and industry pioneers who want to grow businesses and protect what matters most to them and to their families.

Each episode’s candid conversation focuses on personal stories, business strategies, leadership, top tips and trends – from scaling up companies and international relocations to creative rights and real-world business growth. Whether they are clients or professional contacts, all our guests are shaping global industries and friends of our business. As with everyone we work with, they are really not “just a number”.

 


Disclaimer: This Podcast is published for the information of clients and contacts. By accessing this Podcast, you acknowledge that SRLV LLP makes no warranty, guarantee or representation as to the accuracy or sufficiency of the information featured and contained within this Podcast. The information, opinions and recommendations presented in this Podcast are for general information only and any reliance you place on the information provided in this Podcast is done at your own risk. This Podcast provides only an overview of the regulations in force at the date of publication, and no action should be taken without consulting the detailed legislation or seeking professional advice. This Podcast should not be considered professional advice. Therefore, no responsibility for loss occasioned by any person acting or refraining from action as a result of the material contained within this Podcast can be accepted by the authors, hosts, guests or SRLV LLP. The views that are expressed in the podcast are that of individuals and not SRLV LLP’s own. SRLV LLP makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties. SRLV LLP expressly disclaims any and all liability or responsibility for any direct, indirect, incidental consequential or other damages arising out of any individual’s use of, reference to, reliance on or inability to use, this Podcast or the information presented within. 

If your business is good, you have integrity, and you’re intending to do something great, the UAE is behind you all the way."

Tom Keya | CEO of Ruthberg LLC

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